Ventura County Community Development Corporation (VCCDC) - Oxnard, California

Address: 2231 Sturgis Rd # A, Oxnard, CA 93030.
Phone: 8052737800.
Website: vccdc.org
Specialties: Non-profit organization, Credit counseling service, Mortgage lender.
Other points of interest: Onsite services, Wheelchair accessible entrance, Wheelchair accessible parking lot, Wheelchair accessible restroom, Wheelchair accessible seating, Gender-neutral restroom, Free parking lot, On-site parking.
Opinions: This company has 8 reviews on Google My Business.
Average opinion: 3.4/5.

📌 Location of Ventura County Community Development Corporation (VCCDC)

☎️8052737800

⏰ Open Hours of Ventura County Community Development Corporation (VCCDC)

Monday: 9 AM–12:30 PM, 1:30–6 PM
Tuesday: 9 AM–12:30 PM, 1:30–6 PM
Wednesday: 9 AM–12:30 PM, 1:30–6 PM
Thursday: 9 AM–12:30 PM, 1:30–6 PM
Friday: 9 AM–12:30 PM, 1:30–6 PM
Saturday: Closed
Sunday: Closed

Information about Ventura County Community Development Corporation (VCCDC)

The Ventura County Community Development Corporation (VCCDC), located at 2231 Sturgis Rd # A, Oxnard, CA 93030, is a notable non-profit organization that stands out for its multifaceted services aimed at enhancing the economic and social fabric of the community. With a telephone number of 805-273-7800 and an easily accessible website at vccdc.org, VCCDC is well-positioned to assist individuals and businesses in need.

Specialties of VCCDC include providing credit counseling services and functioning as a mortgage lender. These specialized services are particularly beneficial for those looking to improve their financial standing or secure a home loan. The organization's commitment to on-site services, a accessible entrance, and an array of wheelchair-accessible features such as parking lots, restrooms, and seating, ensure that their services are inclusive and available to everyone, regardless of physical ability.

For those seeking free parking and on-site parking, VCCDC offers convenient facilities that cater to various needs. Additionally, the provision of gender-neutral restrooms demonstrates the organization's dedication to creating an environment that respects and accommodates all individuals.

When it comes to opinions, VCCDC has garnered 8 reviews on Google My Business, with an average opinion of 3.4 out of 5. This suggests a generally positive reception, although there's always room for improvement.

For potential clients or those looking to support the community, VCCDC's key offerings and inclusive practices make it a valuable resource. It's recommended that anyone interested in credit counseling, mortgage services, or community development initiatives reach out to VCCDC through their website to explore how they can benefit from their services.

👍 Reviews of Ventura County Community Development Corporation (VCCDC)

Ventura County Community Development Corporation (VCCDC) - Oxnard, California

Saraí R.

1/5

Update 3/8/24: This organization offers lending programs for first-time homebuyers, but they require a high housing expense ratio (upwards of 30%) while still remaining within the lower income limits to even qualify for the program. If you get second or third loans to assist with downpayment and closing costs, you will not see any money you’ve paid (equity) unless the refinance or sale of the home shows you’ve exceed the amount owed for those additional loans. And with mortgage rates being as high as they are, it doesn’t seem like an appropriate course of action. Do your own research and ask questions to get the details. Hopefully you will get them upfront and in a timely fashion. We went a different route in the end.

Update 9/8/23: We have heard back from the organization and have the needed paperwork to continue the home buying process. I will continue to update as we continue the process with VCCDC.

9/1/23: We were referred to this organization. My family had read good things about the home buying services offered by this organization, and it seemed to fit our specific circumstances. We got started with the process and made significant progress but have since hit a roadblock. I hope it’s because they get a lot of interest from clients, but the director of lending services is slow to respond, if at all. As a result, we have been unable to confidently progress in our home search and buying process. I firmly believe organizations like these are invaluable and much-needed, especially for underserved members of communities. Because of this, it would be nice to have a more efficient process that was transparent and responsive. I hope for improvements.

Thai T.

2/5

This program on paper looks like it would be super helpful to the average person. Francine was amazingly helpful and wonderful, she was the only person at this office who would follow up and communicate with me. I tried several times to reach out to others who claimed to be working with me but never received an email back or a call. Overall work with the company for credit counseling but if you try to work with their lender, you probably wont hear from them.